CivicFit and Community Impact Bonds
Energy equity meets climate finance with Future Civics’ CivicFit initiative. Focused on rural parts of HRM, the project is developing a community impact bond (CIB) to retrofit 8–10 homes owned by seniors or first-time homeowners, groups often left out of traditional retrofit programs.
Deliverables include a scalable CIB model, a retrofit pilot, a user-friendly guide to stacking rebates and financing, and a contractor ecosystem map. The project seeks to align Canada’s Green Bond framework with local needs and unlock new financing pathways for equitable, low-carbon housing.